|
We have researched the insurance market to make
the most comprehensive plans available to you!
The Group Insurance Plans available exclusively to IGPC members include:
Group Term Life Insurance:
Offers members and/or spouses up to $500,000 of term life insurance at economical group rates. An Accelerated Benefits provision can provide up to 60% of the life insurance if the insured is diagnosed as terminally ill. There is a premium discount for non-smokers. Children may also be eligible for up to $5,000 in coverage.
Disability Income Insurance:
This plan provides a continuing income when a covered accident or illness strikes. Monthly benefits from $500 to $5,000 are available. Spouses may also apply for this protection.
Short Term Medical Insurance:
Designed for temporary medical needs, and provides up to $2,000,000 in short term medical insurance. This plan is perfect for recent college graduates, people between jobs, or those who have just begun a new position but are not yet eligible for employee benefits. This plan can help to satisfy medical needs for up to 12 months at a time, and is billed monthly, so it's easy on any budget. Coverage is available for up to three consecutive 12-month periods.
Catastrophic Major Medical Insurance:
Designed to help pick up where basic health insurance, or even Medicare, leaves off. After satisfying a deductible that can be covered by expenses paid through basic health insurance, HMO, PPO, Medicare, or even out-of-pocket, this plan helps take over to pay up to 100% of all eligible expenses for up to 5 full years for as much as $2,000,000. Convalescent Care and Home Health Care benefits are also included.
Dental Insurance:
This plan offers coverage for diagnostic and preventative care as well as most specialty treatments — including crowns and root canals. Choose any dentist. Additional discounts may be achieved by selecting a dentist who participates in the Benefit Builder Network. Benefits are paid based on a schedule of benefits. The discounts received from the Benefit Builder are in addition to the dental insurance plan benefit.
Business Overhead Expense Insurance:
Provides self-employed members with $500 to $5,000 a month in benefits for up to 24 months of a covered disabling illness or injury. Unlike personal disability insurance, this plan is designed to take care of business expenses during a disability — so the business can keep running. A survivor benefit is also available.
Customized Major Medical:
This program allows the flexibility to design a major medical package which meets a variety of needs. There are a number of medical plans to choose from, making it easy to customize coverage.
Long Term Care:
Currently, one in four Americans (7.5 million) age 65 or older requires long term care. Nearly 1.5 million live in nursing homes and many others are in receipt of in-home care. This plan helps provide coverage for the care their loved one may need.
Insurance coverage at affordable prices is hard to find. The IGPC wants to help its members to receive the protection they need, so that they can have the future they deserve.
Our goal is to make insurance
accessible and affordable for you!
Now IGPC Members can obtain Errors and Omissions Insurance through our business partner.
This offer gives you coverage designed to protect you, your business and your reputation. No matter how careful, thorough and conscientious you are in today's litigious atmosphere, a lawsuit can consume your time, damage your reputation and deplete your finances.
The IGPC exclusive Errors and Omissions Program Features:
- "A" Rated or better insurance carrier
- Ability to customize specific needs
- Quick response on all quotes
- Experienced legal defense
- Personalized claim service
- One program coordinator to handle IGPC members
- Flexible policy limits and deductibles to cover specific requirements
- Coverage available in 50 states
- Preferential pricing
- Preferential underwriting
- Premium financing - no interest
Enhanced Coverage for IGPC Members:
- 5% Premium credit
- $100 Premium credit for CPC/CPMC certified members
- Personal injury coverage
- Sub contractor coverage
- Broad form policy coverage
- Advertising injury coverage
- Computer consultants coverage
- Management consultants coverage
- Marketing consultants coverage
- Financial consultants coverage
Top-Rated Insurance Protection
Tailor-Made For YOUR Unique Needs!
Customized Asset Protection Policies offered through our Insurance Partner provides critical insurance coverages expressly designed for today's small businesses.
A broad range of property and liability coverages have been packaged to provide fast, cost-effective and comprehensive protection.
Here are some coverage features:
- Real and Business Personal Property Coverage
- Personal Property of Others
- Loss of Business Income
- Extra Expense Coverage
- Valuable Papers and Records
- Personal Property In-Transit and Personal Property Off-Premises
- Computer Equipment Coverage
- System Breakdown Coverage
- Personal Effects
- Business Liability Coverage
- Personal Injury Coverage
- Plus other options
This offer is extended to IGPC Consultants only by an A++ rated carrier, providing your with Broad-Based Coverage and Payment Options at affordable rates. A typical small business operation can be insured for less than $300 per year.
|
